भारत के खुशियों का त्यौहार

भारत के खुशियों का त्योहार 29 सितंबर 2019 को भारत की सबसे बड़ी ऑनलाइन शॉपिंग कंपनी अमेजॉन साइड पर शुरू हुआ है जो 4 अक्टूबर 2019 तक जारी रहेगा।

इसमें आपको काफी सारी चीजें के पाइप ईरान पर और डिस्काउंट रेट पर मिलने वाली है तो आइए इस त्यौहार का लाभ उठाएं।

निचे दिये गये लिंक पर क्लिक करें


Here we are discussing some great personality in the world whose ambition change the world and human’s life
During their journey their education never became obstacles for them.

ISAAC NEWTON, the great scientist was left school in third year of his school life, as he was not interested in it.
NEWTON go for a walk to search something different in the world, during his journey one day he saw an apple dropped from tree. He then started thinking, why does this happen?
Because of this thinking NEWTON gave law of gravitation to the world around which today’s science is whirling.

Thomas Alva Edison have a dream to lighten the world.
So, Thomas Alva Edison where keep working on his dream and became inventor of light bulb.
In this his whole journey of struggle of existence and success hit short education never became obstacle Thomas Alva Edison what is school dropout.
Thomas Alva Edison was  left his full in 3rd standard.

William Henry Gates alliance Bill Gates were not much interested education and dropped out Havard university education in 1975. Founded Microsoft in 1975 with Paul Allen.
Bill Gates became the wealthiest man to earth in early 90′ maintain his top position till October 2017 before Amazon founder Jeff Bezos surpassed him.
As Bill Gates interested in computer, so he gave his full energy to his ambition rather than education because of which William Henry Gates became Bill Gates second wealthiest man in the world.

Steve job has the dream for mobile and computer revolution.
Steve job is also education dropout but his education never become obstacles in his successful journey of most revolutionary technical APPLE Inc.

One of the China’s wealthiest men Jack ma was weak in the mathematics till Jack Ma keep working on his ambition and founded one of the greatest E-Commerce company


Reliance founder Dhirubhai Ambani short of education, but not short by foresightedness and vision.
As from poor family background Dhirubhai Ambani can’t afford education expenses, so, he left education in early life, and start working of petrol pump from where he got idea of reliance and real journey of reliance starting from here.
Today reliance industry is the backbone of Indian business line.


Indian cricket legend SACHIN TENDULKAR was failed in 12 class, but this failure never become obstacle for him in his great achievement as most runs scorer in international cricket.

He also confered by great indian civilian award BHARATRATNA.


YouTube is the most trusted brand for video monetization, but terms and conditions of YouTube is very strict.
For monetization of video YouTube demands 10k views or 4000 hours as eligibility criteria.
Only few became successful because of YouTube terms and conditions.
But there are some alternatives for YouTube on which you can easily monetize your video and can earn money.
Dailymotion is also platform like YouTube but terms and conditions of Dailymotion is quite simpler than YouTube.

Dailymotion not demand 10k views or 4000 hours for monetization.
You have just only one video for monetization when you upload it on Dailymotion.
Dailymotion is second most video sharing platform after YouTube.
Dailymotion also share 70% revenue from their earning from your video whereas YouTube share only 55-65 % of their revenue.
For  video monetization on Dailymotion you to sign up first on a Dailymotion then join partner program.

This video show you how will you monetize your video on Dailymotion




is the famous hill station located in melghat region of Amravati district in Maharashtra. Melghat means intermingling if many fords which is called in local language (घाटाचा मेल मतलब मेलघाट). The melghat Tiger project is one of the sanctuaries reserved for tiger in India.

Environment in Chikhaldara is like nature blessing shower of happiness and joy on earth
Chikhaldara is one of romantic places in India which mostly prefer by familiar people with Chikhaldara for honeymoon.

According to Hindu mythology, bhim killed kichak devil here and thrown him in one of the valleys in Chikhaldara, so, it came to know as kichakdara after that it became Chikhaldara.

How to reach Chikhaldara?
Airport – there are no Ariel connection for Chikhaldara so far.

Railway —
Amravati railway station is nearby railway station which 85 km from Chikhaldara.
It takes two hours to reach Chikhaldara by road .

You can take cab or bus for chikhaldara.
Bus stand –
Amravati bus stand -85 km
Paratwada bus stand – 35 km
Best time to visit –
Rain and winter



An old mythological goes that Bhim killed Kichaka and threw him in this valley, giving it the name Kichakdara. He then took a bath in the nearby lake and it is thus called ‘Bhim Kund’. Bhimkund

The Melghat Tiger Project has 82 tigers and also houses other animals like panthers, sloth bears, sambar, wild bear, and wild dogs.

The Narnala fort is actually a group of three forts, namely Zafrabad , Teliagarh and Narnala itself. Situated on the hills of Satpuda, this fort is of great historical importance, as it has seen many wars.

With 3 gates, an inner and an outer fort, the Gwaligarh fort is known for its difference in architecture. It is one of the only three forts in Chikhaldara

The Bir lake was built during the time of British colonialism. The lake is built in Basalt and was used by the British soldiers. The water was initially used for Chikhaldara tow. It also has an old garden which is not well maintained


Towards the side where you climb to the upper plateau, is a small road that leads to Kalapani Lake. Walking a little more ahead will bring you to Shiv Sagar point. This is the point best known for watching the sunset.


This is eco- point where you can hear your sound five times based on eco sound phenomenon. So, this point called PANCHBOL point. In local language five meaning panch.


In the serene hilly terrain of Amravati District of Maharashtra, Gugamal National Park, located in the Chikhaldara and Dharni Tehsils, spreads over a whopping 1673.93 square kilometres. As a part of the Melghat Tiger Reserve, Gugamal National Park attracts tourists in large numbers; the place is known to be among the last ones to house the Indian tigers. The bamboo groves provide shelter to the wild animal where they have found a natural habitat and their numbers have increased too over the years because of strict conservation measures


Rigid and time consuming procedures of traditional banks have unknowingly paved the way for tremendous growth of peer to peer lending industry in less than decade.
The Peer to peer lending industry have become viable alternative to standard bank loans and is emerging as a competitor to the traditional banking system.

The P2P lending system has made the practice of borrowing and loaning money easy. With just a click of the mouse, you can easily find loans online without going to banks in person or waiting for approvals. Low-interest rates, simplified applications, and accelerated decisions have made this peer-to-peer model a huge success in the modern world.

Having offered borrowers an improved financial landscape, these institutions are gaining a foothold and gathering momentum.

Though in initial stage, P2P platforms issued approximately $5.5 billion in loans so far.   It is estimates that the market could reach $150 billion or higher by 2025.

With the rising popularity of peer-to-peer lending platforms, competition and products have increased as well. While these marketplaces operate on the same basic principle, they vary in terms of eligibility criteria, loan rates, amounts, and tenures as well as offerings. Some focus on personal loans, and a few target students and young professionals, while some cater exclusively to business needs.
Here are some popular P2P market platform
1. Upstart
2. Funding circle
3.prosper marketplace
4.CircleBack Lending
6.Lending Club

Popular site in India
1. Faircent
2. Oml P2P marketing


Is buying homes on loan assets?

Buying home on loan is assett or liability

Is buying home on liability?

Is buying homes on  loan liability?

Before going to discuss, let’s understand what is liability and what is property?

LIABILITY – is the thing which take away your money from your pocket?

E.g – if you buy a car it require maintainance cost, petrol cost mean it it take away money from your pocket.

ASSETS – is the such thing which add money in your pocket.

E.g if you invest money in FD, RD, STOCKS or any other thing that give you money in form of interest, dividend.

Now, buying home on loan is liability

How it is liability?

Buying homes on loan is assett or liability

Suppose you buy home @ 2500000/- on loan with 20 year term.

Your EMI will around RS 23000/- per month which have to pay for 20 year.

Mean you are paying indirectly rent to bank. Your are paying nearly Rs. 5500000/- to bank.

It taking money away from your pocket.

आर्थिक मंदी मे म्यूचुअल फंड निवेशकों ने क्या करना चाहिए?

देश में आज आर्थिक मंदी का दौर चल रहा है। शेयर मार्केट डी 9 दिन नीचे आ रहा है। ऐसे में ही शेयर मार्केट और म्यूचुअल फंड निवेशकों में डर का माहौल छाया हुआ है। म्यूचुअल फंड के इक्विटी योजना में पिछले 2 साल में काफी खराब रिटर्न दिए हैं जिसके चलते निवेशकों में नकारात्मक भाव उत्पन्न हुआ है।
पिछले 5 साल में निवेशकों ने भारी संख्या में सिस्टमिक इन्वेस्टमेंट प्लान(SIP) द्वारा म्यूचुअल फंड में निवेश किया है।
अच्छा परिणाम न मिलने के कारण न्यूसाेने
घाटे में अपना पैसा निकाल रहे हैं द्वारा म्युचुअल फंड में निवेश किया है।
जब आर्थिक मंदी हो तब म्यूच्यूअल फंड निवेशकों को कौन सी चीज करनी चाहिए  यह आगे विस्तार से देखते हैं।

1. सब्र रखें

2. अपनी निवेश में विविधता लाए

3. अपना लक्ष्य साफ और स्पष्ट रखें

4. अपना मोह ना खोए

5. देखें और निरीक्षण करें

सब्र रखें –

अक्सर देखा गया है कि जब भी मार्केट में ऐसी स्थिति आती है तो निवेशक अपना मानसिक संतुलन खो बैठते हैं और डर के मारे अपनी सारी मेहनत की कमाई घाटे में भेज देते हैं ऐसा बिल्कुल ना करें ऐसी स्थिति में अपना दिल और दिमाग दोनों शांत रखें और अच्छे समय का इंतजार करें क्योंकि ऐसी परिस्थितियां पहले भी आ चुकी है और मार्केट में लंबी अवधि में अच्छे रिटर्न दिए हैं अपनी भावनाओं को काबू में रखें।

अपनी निवेश में विविधता लाए –

अपनी सारी पूंजी एक ही योजना में निवेश ना करें। इसमें विविधता लाए अपने लक्ष्य तय करें।
जैसे कि आपने जो लक्ष्य रखी है एक छोटी अवधि का लक्ष्य और दूसरा लंबी अवधि का लक्ष्य।
लंबी अवधि के लक्ष्य के लिए आप अपना पैसा इक्विटी म्यूचुअल फंड योजना में लगाए जो आपको लंबे समय में काफी अच्छे रिटर्न देगा।
छोटे अवधि के लक्ष्य के लिए आप अपना पैसा डेट म्यूचुअल फंड में लगा सकते हैं।
ऐसा करने से आपके निवेश में संतुलन बना रहेगा और आपको नुकसान कम होगा।

अपना लक्ष्य साफ और स्पष्ट रखें-

आप अपना लक्ष्य साफ रखें जैसे कि आपको कितनी अवधि के लिए निवेश करना है ।और कितना पैसा बनाना है।
काफी सारे लोगों का एक बुरी आदत होती है वह बहती गंगा में हाथ धोना चाहते हैं।वह मार्केट के स्थिति के हिसाब से अपनी निवेश योजना में बदलाव लाते हैं उन्हें लगता है कि मेरी योजना अच्छी नहीं चल रही है इसलिए वह एक योजना से पैसा निकालते और मार्केट के हिसाब से चलने वाली योजना में पैसा डालते हैं।
ऐसा बिल्कुल ना करें ऐसे में आपको फायदे से ज्यादा नुकसान ही होगा।
आपने जिस म्यूच्यूअल फंड योजना में निवेश की शुरुआत की थी उसी में लंबी अवधि के लिए निवेश बनाए रखें आप को अच्छा लाभ होगा।

आप अपना मोह ना खोए –

आप अपने निवेश को रोज रोज ना देखें क्योंकि ऐसा करने से आपके व्यवहार में बदलाव आ सकता है और आप का लालच और डर दोनों बढ़ने की आशंका है।
निवेश के करते समय लालच और डर दोनों चीजों से दूरी बनाए रखें।

देखें और निरीक्षण करें

समय के हिसाब से निवेशक उनके व्यवहार में बदलाव करें और सही समय का इंतजार करें और परिस्थिति के हिसाब से अपनी निवेश में बदलाव करें।



Certainly India can become new productive hub for world. Because trade war between US and China becoming more dark.

Production hub

US President Donald trump recently give order to many multinational American company to wind up their business from China and find out alternative for China. Obviously India is the most favorable destination for investor after China.

Because India is the second most populous country in the world after China, so India had some opportunity to attract investor from the world as India has manpower, selling power and demand as well
Textile sector and natural resources with more attractive for investor and multinational company as well.
According to world Bank report India can beat China and western country and can become the production factory in the world.

National bureau of statistics said in one report that a in last few year growth in China became very slow and productivity of China also decreasing day by day because of increasing population age.
Population of India is younger and productive than China